Owning a home has always been a big part of the American dream. But the home buying process can be confusing and stressful, especially for first-time buyers.

That’s why Bank of Little Rock Mortgage created the Keys To The Future program, to clearly explain the steps involved in buying a home, so you can make the best choices for you and your family.


UPCOMING SEMINARS
Come to our Keys to the Future seminars, where our professional mortgage bankers take the time to explain the ins and outs of buying a home. Here is a list of dates and times for our seminars.

SEMINAR NAME – DATE
information coming soon.

Let’s talk. No matter what your questions are about buying a home or applying for a loan, we’re here to help. Email us or call to get in touch with the office near you today.

Why Buy A Home?
Does buying a home make sense for you and your family? It just might. Home ownership not only gives you a piece of the American dream, it can also help you save on your taxes, improve your credit score and it can be a great investment for your future.

• For more information on the costs of renting vs. buying a home use
  this free calculator.


• Why Buy a Home

Five Keys To Buying A Home
Here are the key steps to follow when considering buying a new home:
1. Required Documents for Your Loan
2. Find Out If You Qualify For A Mortgage Loan
3. Consider An Escrow Account
4. Select Your Home
5. Seek Approval For Mortgage Loan





Common Home Buyer Questions

For quick access to a number of frequently asked questions about buying a home, check out this link from the Department of Housing and Urban Development.
Building Better Credit

You can also subscribe to our Monday Mortgage Memo, which will update you every Monday with an email containing the current mortgage rates, a few of our free offers and links to more info on the mortgage finance business.

Here are a couple options for speeding up the mortgage approval process:

Mortgage Loan Prequalification and Approval Options
Fill Out An Online Prequalification Form:
Want to see if you prequalify for a home loan? It usually takes about 5 minutes to complete, and once you've submitted a form, one of our loan officers will contact you in one business day to ask for your social security number and review your form's results.





Or Download PDF and Mail Completed Prequalification Form:
Just download and print the PDF, then fill out the form (it usually takes about 5 minutes to complete) then fax or drop it in the mail to us. Within one business day of your application's arrival, we will be in touch to update you on your prequalification status.




Or simply drop by any of our Bank of Little Rock Mortgage offices and one of our loan officers will help you with the home buying process.

Fill Out An Approval Form Online:
Want to fill out the full online approval? It usually takes about 15 minutes to complete, but once you've filled out your application, you'll get an online response in moments. And we'll have all the information to help you get the best loan to meet your needs.
Comprehensive On-Line Loan Approval

5 Tips To Improve Your Credit Score
A bad credit score may keep you from being able to buy a home. If you currently have a poor credit score, click this link to learn more about the five ways that you can begin to improve your credit.

Other Helpful Homebuyer Links
Homeownership: Arkansas